Reminder, ultimately it is the patient responsibility to understand all of the limitations and benefits of their insurance coverage and how it pertains to the services you may receive at this office.  This includes verifying with our office whether we are in fact in network with your insurance plan or prospective plan.  This includes being prepared to meet your financial responsibilities at time of service in the event of copays, coinsurances and deductibles.  And this also includes any potential non-covered services which may arise.  In the instance of a physical, we strongly urge patients to go to our “forms page” where you can be supplied with a Physical Sketch informational Form  to which you can contact your insurance company with and make an informed choice as to what you would like done during that encounter.